{"id":1314,"date":"2017-11-28T10:37:02","date_gmt":"2017-11-28T10:37:02","guid":{"rendered":"http:\/\/scc.sg\/e\/?page_id=1314"},"modified":"2026-10-17T17:58:19","modified_gmt":"2026-10-17T09:58:19","slug":"financial-debt","status":"publish","type":"page","link":"https:\/\/scc.sg\/e\/financial-debt\/","title":{"rendered":"Financial \/ Debt"},"content":{"rendered":"<div  class='avia-image-container  av-styling-    avia-builder-el-0  el_before_av_hr  avia-builder-el-first  avia-align-center '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img class='avia_image' src='https:\/\/scc.sg\/e\/wp-content\/uploads\/2026\/10\/financial-counselling.webp' alt='Two adults discussing practical plans at a table with a closed folder.' title='financial-counselling' height=\"900\" width=\"1600\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div>\n<div  style='height:30px' class='hr hr-invisible   avia-builder-el-1  el_after_av_image  el_before_av_textblock '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h2>Financial Counselling<\/h2>\n<\/div><\/section>\n<div  style='height:30px' class='hr hr-invisible   avia-builder-el-3  el_after_av_textblock  el_before_av_codeblock '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n\n<div   class='hr hr-short hr-center   avia-builder-el-5  el_after_av_codeblock  el_before_av_textblock '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><section id=\"text-8\" class=\"widget clearfix widget_text amr_widget\"><h3 class=\"widgettitle\">Appointment Booking<\/h3>\t\t\t<div class=\"textwidget\"><p><span style=\"color: #800000;\"><span style=\"color: #000000;\">Thank you for choosing the Singapore Counselling Centre (SCC). Please\u00a0refer to the booking form below to book your appointment with us. We look forward to seeing you soon!<\/span><\/span><\/p>\n<p><span style=\"color: #800000;\"><span style=\"color: #000000;\">Please note that different counselling fees apply to our\u00a0<strong>Senior Professional Counsellors<\/strong>. To view our list of counsellors, click <a style=\"color: #000000;\" href=\"https:\/\/scc.sg\/e\/practitioners\/\">here<\/a>. To view the list of fees, click <a style=\"color: #000000;\" href=\"http:\/\/scc.sg\/e\/counselling-fees\/\">here<\/a>.\u00a0<\/span>Please note that if this is your first session with SCC, you are required to make payment before the day of your appointment.\u00a0<\/span><\/p>\n<\/div>\n\t\t<span class=\"seperator extralight-border\"><\/span><\/section>\n<!--\nPlugin Name: Bookly - Responsive WordPress Appointment Booking and Scheduling Plugin\nPlugin URI: https:\/\/www.booking-wp-plugin.com\/?utm_source=bookly_admin&utm_medium=plugins_page&utm_campaign=plugins_page\nVersion: 28.7-->\n<style type=\"text\/css\">\n    :root {\n        --bookly-main-color: #00558a !important;\n        --bookly-color: #00558a !important;\n    }\n\n    <\/style><div class=\"bookly-css-root\">\n    <div id=\"bookly-form-container-6aebccb8e008a\" class=\"bookly-form\" data-form_id=\"\" aria-live=\"polite\">\n        <div style=\"text-align: center\"><img decoding=\"async\" src=\"https:\/\/scc.sg\/e\/wp-includes\/js\/tinymce\/skins\/lightgray\/img\/loader.gif\" alt=\"Loading...\"\/><\/div>\n    <\/div>\n<\/div>\n<script type=\"text\/javascript\">\n    (function (win, fn) {\n        var done = false, top = true,\n            doc = win.document,\n            root = doc.documentElement,\n            modern = doc.addEventListener,\n            add = modern ? 'addEventListener' : 'attachEvent',\n            rem = modern ? 'removeEventListener' : 'detachEvent',\n            pre = modern ? '' : 'on',\n            init = function (e) {\n                if (e.type == 'readystatechange') if (doc.readyState != 'complete') return;\n                (e.type == 'load' ? win : doc)[rem](pre + e.type, init, false);\n                if (!done) {\n                    done = true;\n                    fn.call(win, e.type || e);\n                }\n            },\n            poll = function () {\n                try {\n                    root.doScroll('left');\n                } catch (e) {\n                    setTimeout(poll, 50);\n                    return;\n                }\n                init('poll');\n            };\n        if (doc.readyState == 'complete') fn.call(win, 'lazy');\n        else {\n            if (!modern) if (root.doScroll) {\n                try {\n                    top = !win.frameElement;\n                } catch (e) {\n                }\n                if (top) poll();\n            }\n            doc[add](pre + 'DOMContentLoaded', init, false);\n            doc[add](pre + 'readystatechange', init, false);\n            win[add](pre + 'load', init, false);\n        }\n    })(window, function () {\n        window.bookly( {\"form_id\":\"6aebccb8e008a\",\"form_data\":{\"skip_service_step\":0,\"hide_service_part1\":0,\"hide_service_part2\":0,\"defaults\":{\"service_id\":1,\"staff_id\":0,\"location_id\":0,\"category_id\":0,\"units\":0,\"date_from\":0,\"time_from\":0,\"time_to\":0}},\"status\":{\"booking\":\"new\"},\"form_token\":null,\"skip_steps\":{\"service_part1\":0,\"service_part2\":0,\"extras\":1,\"time\":0,\"repeat\":1,\"cart\":1},\"errors\":{\"session_error\":\"Session error.\",\"form_id_error\":\"Form ID error.\",\"cart_item_not_available\":\"The selected time is not available anymore. Please choose another time slot.\",\"pay_locally_not_available\":\"Pay locally is not available.\",\"invalid_gateway\":\"Invalid gateway.\",\"payment_error\":\"Error.\",\"incorrect_username_password\":\"Incorrect username or password.\"},\"form_attributes\":{\"hide_categories\":false,\"hide_services\":false,\"hide_staff_members\":false,\"show_number_of_persons\":false,\"hide_service_duration\":true,\"hide_locations\":true,\"hide_quantity\":true,\"hide_date\":false,\"hide_week_days\":false,\"hide_time_range\":false},\"use_client_time_zone\":0,\"defaults\":{\"service_id\":1,\"staff_id\":0,\"location_id\":0,\"category_id\":0},\"datepicker_mode\":\"text-accent\",\"facebook\":{\"enabled\":1,\"appId\":\"\"}} );\n    });\n<\/script>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Money worries can affect sleep, confidence and relationships. Understand the difference between emotional counselling and specialist credit counselling, explore manageable steps when stress feels overwhelming, and find verified Singapore resources. Learn what support can realistically offer and what to ask before choosing a service for your needs.<\/p>\n","protected":false},"author":4,"featured_media":10571,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"class_list":["post-1314","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Counselling and Money Stress in Singapore | SCC<\/title>\n<meta name=\"description\" content=\"Explore support for money stress in Singapore, how emotional counselling differs from credit counselling, and where to seek practical help with debt concerns.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/scc.sg\/e\/financial-debt\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Counselling and Money Stress in Singapore | SCC\" \/>\n<meta property=\"og:description\" content=\"Explore support for money stress in Singapore, how emotional counselling differs from credit counselling, and where to seek practical help with debt concerns.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/scc.sg\/e\/financial-debt\/\" \/>\n<meta property=\"og:site_name\" content=\"Counselling Services by Singapore Counselling Centre\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/singaporecounsellingcentre\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-17T09:58:19+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/scc.sg\/e\/wp-content\/uploads\/2026\/10\/financial-counselling.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/financial-debt\\\/\",\"url\":\"https:\\\/\\\/scc.sg\\\/e\\\/financial-debt\\\/\",\"name\":\"Financial Counselling and Money Stress in Singapore | SCC\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/financial-debt\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/financial-debt\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/scc.sg\\\/e\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/financial-counselling.webp\",\"datePublished\":\"2017-11-28T10:37:02+00:00\",\"dateModified\":\"2026-10-17T09:58:19+00:00\",\"description\":\"Explore support for money stress in Singapore, how emotional counselling differs from credit counselling, and where to seek practical help with debt concerns.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/financial-debt\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/scc.sg\\\/e\\\/financial-debt\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/financial-debt\\\/#primaryimage\",\"url\":\"https:\\\/\\\/scc.sg\\\/e\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/financial-counselling.webp\",\"contentUrl\":\"https:\\\/\\\/scc.sg\\\/e\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/financial-counselling.webp\",\"width\":1600,\"height\":900,\"caption\":\"Two adults discussing practical plans at a table with a closed folder.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/financial-debt\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/scc.sg\\\/e\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial \\\/ Debt\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/#website\",\"url\":\"https:\\\/\\\/scc.sg\\\/e\\\/\",\"name\":\"Counselling Services by Singapore Counselling Centre\",\"description\":\"Professional Counselling Services\",\"publisher\":{\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/scc.sg\\\/e\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/#organization\",\"name\":\"Singapore Counselling Centre\",\"url\":\"https:\\\/\\\/scc.sg\\\/e\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/scc.sg\\\/e\\\/wp-content\\\/uploads\\\/2018\\\/07\\\/Singapore-Counselling-Centre-Logo_Counselling-Services_3-300x215-1.png\",\"contentUrl\":\"https:\\\/\\\/scc.sg\\\/e\\\/wp-content\\\/uploads\\\/2018\\\/07\\\/Singapore-Counselling-Centre-Logo_Counselling-Services_3-300x215-1.png\",\"width\":300,\"height\":215,\"caption\":\"Singapore Counselling Centre\"},\"image\":{\"@id\":\"https:\\\/\\\/scc.sg\\\/e\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/singaporecounsellingcentre\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Financial Counselling and Money Stress in Singapore | SCC","description":"Explore support for money stress in Singapore, how emotional counselling differs from credit counselling, and where to seek practical help with debt concerns.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/scc.sg\/e\/financial-debt\/","og_locale":"en_GB","og_type":"article","og_title":"Financial Counselling and Money Stress in Singapore | SCC","og_description":"Explore support for money stress in Singapore, how emotional counselling differs from credit counselling, and where to seek practical help with debt concerns.","og_url":"https:\/\/scc.sg\/e\/financial-debt\/","og_site_name":"Counselling Services by Singapore Counselling Centre","article_publisher":"https:\/\/www.facebook.com\/singaporecounsellingcentre","article_modified_time":"2026-10-17T09:58:19+00:00","og_image":[{"width":1600,"height":900,"url":"http:\/\/scc.sg\/e\/wp-content\/uploads\/2026\/10\/financial-counselling.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/scc.sg\/e\/financial-debt\/","url":"https:\/\/scc.sg\/e\/financial-debt\/","name":"Financial Counselling and Money Stress in Singapore | SCC","isPartOf":{"@id":"https:\/\/scc.sg\/e\/#website"},"primaryImageOfPage":{"@id":"https:\/\/scc.sg\/e\/financial-debt\/#primaryimage"},"image":{"@id":"https:\/\/scc.sg\/e\/financial-debt\/#primaryimage"},"thumbnailUrl":"https:\/\/scc.sg\/e\/wp-content\/uploads\/2026\/10\/financial-counselling.webp","datePublished":"2017-11-28T10:37:02+00:00","dateModified":"2026-10-17T09:58:19+00:00","description":"Explore support for money stress in Singapore, how emotional counselling differs from credit counselling, and where to seek practical help with debt concerns.","breadcrumb":{"@id":"https:\/\/scc.sg\/e\/financial-debt\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/scc.sg\/e\/financial-debt\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/scc.sg\/e\/financial-debt\/#primaryimage","url":"https:\/\/scc.sg\/e\/wp-content\/uploads\/2026\/10\/financial-counselling.webp","contentUrl":"https:\/\/scc.sg\/e\/wp-content\/uploads\/2026\/10\/financial-counselling.webp","width":1600,"height":900,"caption":"Two adults discussing practical plans at a table with a closed folder."},{"@type":"BreadcrumbList","@id":"https:\/\/scc.sg\/e\/financial-debt\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/scc.sg\/e\/"},{"@type":"ListItem","position":2,"name":"Financial \/ Debt"}]},{"@type":"WebSite","@id":"https:\/\/scc.sg\/e\/#website","url":"https:\/\/scc.sg\/e\/","name":"Counselling Services by Singapore Counselling Centre","description":"Professional Counselling Services","publisher":{"@id":"https:\/\/scc.sg\/e\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/scc.sg\/e\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/scc.sg\/e\/#organization","name":"Singapore Counselling Centre","url":"https:\/\/scc.sg\/e\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/scc.sg\/e\/#\/schema\/logo\/image\/","url":"https:\/\/scc.sg\/e\/wp-content\/uploads\/2018\/07\/Singapore-Counselling-Centre-Logo_Counselling-Services_3-300x215-1.png","contentUrl":"https:\/\/scc.sg\/e\/wp-content\/uploads\/2018\/07\/Singapore-Counselling-Centre-Logo_Counselling-Services_3-300x215-1.png","width":300,"height":215,"caption":"Singapore Counselling Centre"},"image":{"@id":"https:\/\/scc.sg\/e\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/singaporecounsellingcentre"]}]}},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/pages\/1314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/comments?post=1314"}],"version-history":[{"count":13,"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/pages\/1314\/revisions"}],"predecessor-version":[{"id":10643,"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/pages\/1314\/revisions\/10643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/media\/10571"}],"wp:attachment":[{"href":"https:\/\/scc.sg\/e\/wp-json\/wp\/v2\/media?parent=1314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}